A Medicare Supplement Plan, also referred to as Medigap, is sold by private companies. It can be used to pay some of the health care costs that Original Medicare doesn't cover, such as copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will first pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share. While a Medicare Advantage Plan offers ways to get Medicare benefits, a Medigap policy supplements your Original Medicare benefits.
Information from Medicare.gov
For additional information about Medicare Supplement plans, call 1-800-MEDICARE, or get information about Medicare options in your area on the Medicare Personal Plan Finder website, http://www.medicare.gov/MPPF/home.asp.
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